{"id":6912,"date":"2023-10-11T09:00:53","date_gmt":"2023-10-11T09:00:53","guid":{"rendered":"https:\/\/mite.edu.pk\/?p=6912"},"modified":"2024-01-29T06:25:13","modified_gmt":"2024-01-29T06:25:13","slug":"financial-inclusion-festival-awareness-session-2023","status":"publish","type":"post","link":"https:\/\/mite.edu.pk\/financial-inclusion-festival-awareness-session-2023\/","title":{"rendered":"Financial Inclusion Festival Awareness Session 2023"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"6912\" class=\"elementor elementor-6912\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3e1f9d67 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"3e1f9d67\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div 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hfe-creative-menu\"><a href=\"https:\/\/mite.edu.pk\/academic-calendar-2024\/\" class=\"hfe-sub-menu-item\">Academic Calendar 2024<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-3189\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children parent hfe-has-submenu hfe-creative-menu\"><div class=\"hfe-has-submenu-container\"><a href=\"#\" class = \"hfe-menu-item\">MiTE Experience<span class='hfe-menu-toggle sub-arrow hfe-menu-child-0'><i class='fa'><\/i><\/span><\/a><\/div>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-6341\" class=\"menu-item menu-item-type-custom menu-item-object-custom hfe-creative-menu\"><a href=\"https:\/\/mite.edu.pk\/vt\/index.html\" class=\"hfe-sub-menu-item\">MiTE Campus Tour<\/a><\/li>\n\t<li id=\"menu-item-2609\" class=\"menu-item menu-item-type-custom menu-item-object-custom hfe-creative-menu\"><a href=\"https:\/\/mite.edu.pk\/cdc\/\" class=\"hfe-sub-menu-item\">Career Development Centre<\/a><\/li>\n\t<li id=\"menu-item-3188\" 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class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18c5b42d elementor-widget elementor-widget-heading\" data-id=\"18c5b42d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/mite.edu.pk\/online-admission-form\">Apply Now<\/a><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7916e80f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7916e80f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5588dafb elementor-invisible\" data-id=\"5588dafb\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-303737d9 elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"303737d9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20ae45f8 elementor-widget elementor-widget-heading\" data-id=\"20ae45f8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">MiTE<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-431df371 elementor-widget elementor-widget-heading\" data-id=\"431df371\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Campus<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59e4dd44 elementor-widget elementor-widget-heading\" data-id=\"59e4dd44\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">News<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5663f142 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5663f142\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-281beb78 elementor-invisible\" data-id=\"281beb78\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6659efa9 elementor-widget elementor-widget-heading\" data-id=\"6659efa9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial Inclusion Festival Awareness Session 2023<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-742ed29b elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"742ed29b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a4f0d3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a4f0d3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-106568cb elementor-invisible\" data-id=\"106568cb\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e991f44 elementor-widget elementor-widget-image\" data-id=\"7e991f44\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0727.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"DSC_0727\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NjkyNywidXJsIjoiaHR0cHM6XC9cL21pdGUuZWR1LnBrXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIzXC8xMFwvRFNDXzA3MjcuanBnIn0%3D\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0727.jpg\" class=\"attachment-full size-full wp-image-6927\" alt=\"\" srcset=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0727.jpg 750w, https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0727-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-2298f3ef\" data-id=\"2298f3ef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f0c8fb1 elementor-widget elementor-widget-image\" data-id=\"6f0c8fb1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0724-1.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"DSC_0724\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NjkyNiwidXJsIjoiaHR0cHM6XC9cL21pdGUuZWR1LnBrXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIzXC8xMFwvRFNDXzA3MjQtMS5qcGcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0724-1.jpg\" class=\"attachment-full size-full wp-image-6926\" alt=\"\" srcset=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0724-1.jpg 750w, https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0724-1-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-3d02ac9e\" data-id=\"3d02ac9e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79dac6cb elementor-widget elementor-widget-image\" data-id=\"79dac6cb\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0723.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"DSC_0723\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NjkyNCwidXJsIjoiaHR0cHM6XC9cL21pdGUuZWR1LnBrXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIzXC8xMFwvRFNDXzA3MjMuanBnIn0%3D\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0723.jpg\" class=\"attachment-full size-full wp-image-6924\" alt=\"\" srcset=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0723.jpg 750w, https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0723-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-1857773b\" data-id=\"1857773b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f69bbc7 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"3f69bbc7\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0715.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"DSC_0715\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NjkyMywidXJsIjoiaHR0cHM6XC9cL21pdGUuZWR1LnBrXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIzXC8xMFwvRFNDXzA3MTUuanBnIn0%3D\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0715.jpg\" class=\"attachment-full size-full wp-image-6923\" alt=\"\" srcset=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0715.jpg 750w, https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0715-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d3c57ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d3c57ba\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-0c12b45 elementor-invisible\" data-id=\"0c12b45\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30fbf5d elementor-widget elementor-widget-image\" data-id=\"30fbf5d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0703.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"DSC_0703\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NjkyMiwidXJsIjoiaHR0cHM6XC9cL21pdGUuZWR1LnBrXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIzXC8xMFwvRFNDXzA3MDMuanBnIn0%3D\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0703.jpg\" class=\"attachment-full size-full wp-image-6922\" alt=\"\" srcset=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0703.jpg 750w, https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0703-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-6b0618a\" data-id=\"6b0618a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6191747 elementor-widget elementor-widget-image\" data-id=\"6191747\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0692.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"DSC_0692\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NjkyMSwidXJsIjoiaHR0cHM6XC9cL21pdGUuZWR1LnBrXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIzXC8xMFwvRFNDXzA2OTIuanBnIn0%3D\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0692.jpg\" class=\"attachment-full size-full wp-image-6921\" alt=\"\" srcset=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0692.jpg 750w, https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0692-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-b38ab8f\" data-id=\"b38ab8f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e90214f elementor-widget elementor-widget-image\" data-id=\"e90214f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0686-1.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"DSC_0686\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NjkxOSwidXJsIjoiaHR0cHM6XC9cL21pdGUuZWR1LnBrXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIzXC8xMFwvRFNDXzA2ODYtMS5qcGcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0686-1.jpg\" class=\"attachment-full size-full wp-image-6919\" alt=\"\" srcset=\"https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0686-1.jpg 750w, https:\/\/mite.edu.pk\/wp-content\/uploads\/2023\/10\/DSC_0686-1-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-1e1da88\" data-id=\"1e1da88\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap 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